What additional eligibility criterion applies to individuals living in medical institutions under Medicaid?

Individuals living in medical institutions under Medicaid must meet specific eligibility criteria, one of which is related to income. The correct answer highlights that applicants can have a monthly income that is up to 300% of the Supplemental Security Income (SSI) income standard. This provision allows individuals with certain levels of income to still qualify for Medicaid while receiving the necessary care in medical institutions, acknowledging that many residents may have some income due to pensions, Social Security payments, or other sources.

This eligibility criterion is essential as it strikes a balance between ensuring that individuals in need of medical care can enroll in Medicaid while allowing for a degree of financial stability. The SSI income standard acts as a benchmark, and by permitting income up to 300% of this standard, Medicaid recognizes the diverse financial situations of those in institutional settings, thus fostering access to necessary medical services for a broader group of individuals.

The other options do not accurately reflect the eligibility criteria for individuals in medical institutions. For instance, having no income at all is overly restrictive, as many residents may have limited income. Conversely, stipulating that applicants must be children under ten years old or must show proof of homeownership is not relevant to the criteria for Medicaid eligibility in medical facilities, which focuses primarily on income and health needs