Which of the following is a primary product included in Medicare Part C coverage?

Medicare Part C, also known as Medicare Advantage, includes various types of health plans offered by private insurance companies that provide coverage for Medicare beneficiaries. A primary product typically included in Medicare Part C is Health Maintenance Organizations (HMOs). HMOs are a type of managed care plan that requires members to select a primary care physician and obtain referrals to see specialists, focusing on preventive care and maintaining health to avoid more costly treatments later on.

The focus of Medicare Part C plans, like HMOs, is to provide a comprehensive suite of health services beyond what Original Medicare offers, including additional benefits such as vision, dental, and wellness programs.

In contrast, long-term care insurance is not specifically a product of Medicare Part C; it serves a different purpose related to extended care. Medicaid, while it can work alongside Medicare, is a separate program designed for low-income individuals and does not fall under the Medicare Part C category. Fee-for-service plans are part of Original Medicare (Parts A and B) rather than Medicare Advantage, meaning they do not belong in the context of Medicare Part C either. Therefore, the inclusion of HMOs as a product of Medicare Part C is an accurate reflection of the structure and offerings of these plans.